Michigan Identity Theft Laws

Here is some basic information about Michigan state identity theft laws and some contact information for your local agencies to get help. Please contact the proper officials if you’d like to get help from your local Michigan agency or you can email us and we can try to put you in touch with a local attorney to guide through the process of helping you reclaim your identity. Please note that we only refer your information to an attorney and we are not directly involved with the process in any way.

Here at IdentitySecurely.com we want to make sure you have all the necessary information to guide you through the identity theft protection process.

A Mandatory Reporting State

Identity Theft in Michigan

Security Freeze Provided by the three Credit Reporting Agencies

As of November 1st, 2007 all three credit reporting agencies are voluntarily offering Security Freezes to all states that do not currently have a freeze law. To apply for this freeze you will need to write to all three credit reporting agencies.

Include in your packet:

  • A copy of your State ID or driver’s license
  • A copy of your social security card
  • A copy of a bill, bank statement, or pay stub with the same name and address that appears on your state ID
  • If you have recently moved include a photocopy of your change of address card with your state ID.
  • If you are a victim of Identity Theft, include a copy of your police report. This will give you the freeze for free.
  • If you are not a victim of identity theft, include the amount of $10 per company to place the freeze.

Experian’s website about the freeze www.experian.com/consumer/security_freeze.html#state

Place the freeze over the phone

  • Equifax – 800-685-1111
  • Experian – 888-397-3742
  • TransUnion – 800-680-7289

Contacts in Michigan

  • P.O.Box 30212, 525 W. Ottawa St., Lansing, MI 48909-0212
  • Phone: (517) 373-1110

Other Resources

  • Equifax

P.O. Box 740241, Atlanta, GA 30374-0241
Phone: (800) 525-6285
Website: equifax.com

  • Experian

P.O. Box 9701, Allen, TX 75013-0949
Phone: (888) 397-3742
Website: experian.com

  • TransUnion

P.O. Box 6790, Fullerton, CA 92834
Phone: (800) 680-7289
Website: transunion.com

  • FTC


The FTC also provides helpful information regarding limiting unwanted calls and emails; computer security; kid’s online safety; protecting your identity; and repairing identity theft.

https://www.consumer.ftc.gov/topics/privacy-identity


  • Annual Free Credit Report

annualcreditreport.com
877-322-8228
Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281

  • National Conference of State Legislatures

www.ncsl.org/research/financial-services-and-commerce/identity-theft-state-statutes.aspx